George Locker
Providing secure access to mobile banking for
Providing secure access to mobile banking
5+ million clients
5+ million
for
clients









About
About
About
About
About
Erste Group is one of the largest financial services providers in CEE. It manages the money of almost 16 million clients. This requires an extremely secure login system for internet banking. Applifting developed an SDK for Android and iOS mobile platforms for customer authentication and integrated it into the George application in the 6 countries where the Erste group uses it.
Analysis and Solution Architecture
Security Scheme design
Native mobile SDK development for Android and iOS mobile platforms
QA/Testing including automated tests
2018
Outcome
Outcome
Outcome
Outcome
Outcome
10k+
different mobile devices supported
10k+
different mobile devices supported
10k+
different mobile devices supported
10k+
different mobile devices supported
10k+
different mobile devices supported
5m+
clients
5m+
clients
5m+
clients
5m+
clients
5m+
clients
74m
logins per month
74m
logins per month
74m
logins per month
74m
logins per month
74m
logins per month





Mission
Mission
Mission
Mission
Mission
PSD2, access and registration
The Locker SDK was developed to unify the login process. The secure authentication process within the George app needed to be the same for all countries. It also had to comply with PSD2 legislation. The SDK solution enables clients to gain safe access to their bank accounts via their mobile devices. It uses various safety levels, including biometrics (fingerprints, facial recognition), PIN and gestures for maximum login comfort.










Challenge
Challenge
Challenge
Challenge
Challenge
Compatibility for
6 countries
That tailor-made secure process had to be fully compatible. It needed to be in line with 6 country-specific internet banking systems. Furthermore, many different means of customer identity verification had to be incorporated.





Solution
Solution
Solution
Solution
Solution
Safety first
The system prevents possible data leaks and cyber attacks. It complies with PSD2 legislation and has passed Visa security checks. It operates successfully in 6 countries and processes approximately 74 million logins per month.










Testimonials
Testimonials
Testimonials
Testimonials
Testimonials
"Applifting is a reliable partner. We have been working with them for years, building a strong foundation together that makes it easy to scale up our teams and adapt to new challenges."


Igor Parac
Erste head of R&D
Let's talk
You can use the contact
form or drop us a line
Let's talk
You can use the contact
form or drop us a line
Let's talk
You can use the contact
form or drop us a line
Let's talk
You can use the contact
form or drop us a line
Let's talk
You can use the contact form
or drop us a line at
Meet our pilots
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
+44 7498 234957 (UK)
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
+44 7498 234957 (UK)
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
+44 7498 234957 (UK)
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
+44 7498 234957 (UK)
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
PRAGUE
River Garden Office
Rohanské nábřeží 19
Praha 8 186 00
+420 605 540 481
info@applifting.io
LONDON
Level 39, One Canada Square
Canary Wharf
London E14 5AB
+44 07 49 82 34 957
info@applifting.io
Copyright © 2025 Applifting
Applifting s.r.o.
Rohanské nábřeží 670/19, Praha 8
IČO 02542072
DIČ CZ02542072
Městský soud v Praze,
Vložka C 220046
Meet our pilots
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
+44 7498 234957 (UK)
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
+44 7498 234957 (UK)
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
+44 7498 234957 (UK)
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
+44 7498 234957 (UK)
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
PRAGUE
River Garden Office
Rohanské nábřeží 19
Praha 8 186 00
+420 605 540 481
info@applifting.io
LONDON
Level 39, One Canada Square
Canary Wharf
London E14 5AB
+44 07 49 82 34 957
info@applifting.io
Copyright © 2025 Applifting
Applifting s.r.o.
Rohanské nábřeží 670/19, Praha 8
IČO 02542072
DIČ CZ02542072
Městský soud v Praze,
Vložka C 220046
Meet our pilots
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
+44 7498 234957 (UK)
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
+44 7498 234957 (UK)
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
+44 7498 234957 (UK)
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
+44 7498 234957 (UK)
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
PRAGUE
River Garden Office
Rohanské nábřeží 19
Praha 8 186 00
+420 605 540 481
info@applifting.io
LONDON
Level 39, One Canada Square
Canary Wharf
London E14 5AB
+44 07 49 82 34 957
info@applifting.io
Copyright © 2025 Applifting
Applifting s.r.o.
Rohanské nábřeží 670/19, Praha 8
IČO 02542072
DIČ CZ02542072
Městský soud v Praze, Vložka C 220046
Meet our pilots
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
+44 7498 234957 (UK)
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
+44 7498 234957 (UK)
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
+44 7498 234957 (UK)
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
+44 7498 234957 (UK)
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
PRAGUE
River Garden Office
Rohanské nábřeží 19
Praha 8 186 00
+420 605 540 481
info@applifting.io
LONDON
Level 39, One Canada Square
Canary Wharf
London E14 5AB
+44 07 49 82 34 957
info@applifting.io
Copyright © 2025 Applifting
Applifting s.r.o.
Rohanské nábřeží 670/19, Praha 8
IČO 02542072
DIČ CZ02542072
Městský soud v Praze,
Vložka C 220046
Meet our pilots
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
+44 7498 234957 (UK)
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
+44 7498 234957 (UK)
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
+44 7498 234957 (UK)
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
+44 7498 234957 (UK)
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
PRAGUE
River Garden Office
Rohanské nábřeží 19
Praha 8 186 00
+420 605 540 481
info@applifting.io
LONDON
Level 39, One Canada Square
Canary Wharf
London E14 5AB
+44 07 49 82 34 957
info@applifting.io
Copyright © 2025 Applifting
Applifting s.r.o.
Rohanské nábřeží 670/19, Praha 8
IČO 02542072
DIČ CZ02542072
Městský soud v Praze,
Vložka C 220046