Four Key Drivers of Banking in 2023
What is shaping the future of banking? Before investing your time and resources, understand the key drivers at play. Our ebook, filled with insights from senior executives of major banks in EMEA, can guide you through them.
About the Ebook
The digital age is upon us in full force, and banks face increasing pressure to adapt and keep up with technological advances. What areas should your business focus on right now? We have the answer for you.
Discover the four pivotal factors shaping the banking industry and understand why this process is not just about technology and innovation, but also about evolving customer expectations. Chief officers at renowned banks explain why the banking experience matters and what's on the horizon regarding the open banking ecosystem and legislation.
If you want to take the next step towards digital transformation, don’t hesitate to contact us! With our extensive experience in the fintech sector and banking app development, we can provide the technical support and innovative solutions you need to navigate the future of banking.
You will learn…
Strategic priorities in digital transformation
Agile approach and how innovation extends beyond just technology
Why collaboration and partnership is a growing trend
The significance of a customer-centric approach
Challenges that lie ahead in terms of open banking and legislation
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Meet our pilots
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
LONDON
Level 39, One Canada Square
Canary Wharf
London E14 5AB
+44 07 49 82 34 957
info@applifting.io
PRAGUE
River Garden Office
Rohanské nábřeží 19
Praha 8 186 00
+420 605 540 481
info@applifting.io
Copyright © 2025 Applifting
Applifting s.r.o.
Rohanské nábřeží 670/19, Praha 8
IČO 02542072
DIČ CZ02542072
Městský soud v Praze,
Vložka C 220046
Meet our pilots
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
LONDON
Level 39, One Canada Square
Canary Wharf
London E14 5AB
+44 07 49 82 34 957
info@applifting.io
PRAGUE
River Garden Office
Rohanské nábřeží 19
Praha 8 186 00
+420 605 540 481
info@applifting.io
Copyright © 2025 Applifting
Applifting s.r.o.
Rohanské nábřeží 670/19, Praha 8
IČO 02542072
DIČ CZ02542072
Městský soud v Praze, Vložka C 220046
Meet our pilots
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
LONDON
Level 39, One Canada Square
Canary Wharf
London E14 5AB
+44 07 49 82 34 957
info@applifting.io
PRAGUE
River Garden Office
Rohanské nábřeží 19
Praha 8 186 00
+420 605 540 481
info@applifting.io
Copyright © 2025 Applifting
Applifting s.r.o.
Rohanské nábřeží 670/19, Praha 8
IČO 02542072
DIČ CZ02542072
Městský soud v Praze,
Vložka C 220046
Meet our pilots
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
LONDON
Level 39, One Canada Square
Canary Wharf
London E14 5AB
+44 07 49 82 34 957
info@applifting.io
PRAGUE
River Garden Office
Rohanské nábřeží 19
Praha 8 186 00
+420 605 540 481
info@applifting.io
Copyright © 2025 Applifting
Applifting s.r.o.
Rohanské nábřeží 670/19, Praha 8
IČO 02542072
DIČ CZ02542072
Městský soud v Praze,
Vložka C 220046
Meet our pilots
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
CEO UK
Jan Hauser
jan.hauser@applifting.io
+420 728 289 047
CEO CZ & Founder
Vratislav Kalenda
vrata.kalenda@applifting.cz
+420 773 033 300
COO & Founder
Filip Kirschner
filip.kirschner@applifting.io
+420 739 627 797
Head of Business
Jan Černý
jan.cerny@applifting.io
+420 602 273 410
Solution Architect
Lukáš Rychtecký
lukas.rychtecky@applifting.io
+420 731 005 720
LONDON
Level 39, One Canada Square
Canary Wharf
London E14 5AB
+44 07 49 82 34 957
info@applifting.io
PRAGUE
River Garden Office
Rohanské nábřeží 19
Praha 8 186 00
+420 605 540 481
info@applifting.io
Copyright © 2025 Applifting
Applifting s.r.o.
Rohanské nábřeží 670/19, Praha 8
IČO 02542072
DIČ CZ02542072
Městský soud v Praze,
Vložka C 220046